Disclaimer
Please read this page before proceeding, as it explains certain restrictions imposed by law on the distribution of the information on this site and the countries in which our funds or products are authorised for sale. It is your responsibility to be aware of and to observe all applicable laws and regulations of any relevant jurisdiction.
Terms of use
Please read this page before proceeding, as it explains certain restrictions imposed by law on the distribution of the information on this site and the countries in which our funds or products are authorised for sale. It is your responsibility to be aware of and to observe allapplicable laws and regulations of any relevant jurisdiction.
1. About Libre
The Libre website ‘www.librecapital.com’ (‘our site’) is issued for all purposes by LibreCo Limited (‘Libre’) and the expression ‘we’ and ‘our’ shall be construed accordingly).
Libre and each of its affiliates are collectively referred to in this site as ‘Libre’ and references to ‘Libre’ are to Libre and/or its relevant affiliate.
2. Your use of our site
These Terms of Use set out the terms on which you may make use of our site and apply to every page on our site, whether or not such pages are individually disclaimed. Please read these Terms of Use carefully before you start to use our site. By using our site, you have indicated that you accept these Terms of Use and that you agree to abide by them. If you do not agree to these Terms of Use, please refrain from using our site. These Terms of Use also incorporate our Cookies and Privacy Policy, and all other rules, policies and procedures that may be published from time to time on our site, each of which is incorporated by reference and each of which may be updated by us from time to time without notice to you.
We may revise these Terms of Use from time to time by updating this page. The revised Terms of Use will take effect when they are posted. You are expected to check this page from time to time and to take notice of any changes we may have made, as by using our site you acknowledge that you have accepted any such amendments.
You must NOT use our site (or permit or procure others to use it) as follows:
(A) for any unlawful, improper or illegal purpose or activity;
(B) to violate our or any third party’s copyright, trademark, proprietary or other intellectual property rights;
(C) to damage our name or reputation or that of our affiliates or any third parties;
(D) to impersonate any of our employees or other person or use a false name while using our site or implying an association with us;
(E) to penetrate our security measures or other entities’ systems (‘hacking’);
(F) to generate excessive amounts of internet traffic, to interfere with our network or other’s use of our site or to engage in activities designed to or having the effect of degrading or denying service to users of our site or others;
(G) to introduce viruses, worms, harmful code and/or Trojan horses onto the internet or into our site or any other entity’s systems and it is your responsibility to ensure that whatever you
download or select for your use from our site is free from such items;
(H) to transmit confidential or proprietary information, except solely at your own risk;
3. Marketing restrictions
The distribution of information on this site may be restricted by law in certain countries. This site and the information on it is not addressed to any person resident in the territory or country or jurisdiction where such distribution would be contrary to local law or regulation.
4. Compliance with law and regulation
When using our site, you agree you will comply with all applicable local, national and international laws and regulations, including those related to data privacy, international communications and exportation of technical or personal data. It may be illegal to view and/or download the information contained on our site in certain countries and we and our affiliates disclaim all responsibility if you access or download any information from our site in breach of any law or regulation of the country in which you are a citizen or in which you are resident or domiciled.
5. Accuracy of information
We have taken reasonable care to ensure that the information on our site is accurate, current, complete, fit for its intended purpose and compliant with applicable law and regulation as at the date of issue. However, errors or omissions may occur due to circumstances beyond our control and no warranty is given, or representation made, regarding the accuracy, validity or completeness of the information on our site and no liability is accepted by us for the accuracy or completeness of such information. You must conduct your own due diligence and investigations rather than relying on any information on our site. Any person who acts upon, or changes his or her investment position in reliance on, the information contained on our site does so entirely at his or her own risk.
6. Access
We reserve the right to deny you access to our site, or immediately to suspend or terminate your access to our site, or to disable any user name or password (whether chosen by you or allocated by us) at any time (in our sole discretion).
7. Liability for use of our site
Access to our site is permitted on a temporary basis and we reserve the right to withdraw or amend the service and/or information we provide on our site without notice. We do not accept any liability if for any reason our site is unavailable at any time or for any period. Our site is provided for informational purposes only and is not intended to constitute an invitation, solicitation or offer to subscribe for or purchase any investments, products or services (including, for the avoidance of doubt, any units or shares in any fund), nor shall it, or the fact of its issuance, form the basis of, or be relied on in connection with, any contract.
The information and opinions contained in our site have been compiled, or arrived at, by us from sources believed by us to be reliable as at the date of publication. However, the information and any opinions contained on our site are subject to change, are for background purposes only and are not to be relied upon as investment advice or interpreted as a recommendation. We, our affiliates and other third parties connected to us do not accept any responsibility for any reliance which is placed by any visitor to our site, or by anyone who may be informed of any of its contents, on any information or opinions which are expressed herein and, to the extent permitted by law, expressly exclude all conditions, warranties, representations, undertakings and other terms which might otherwise be implied by statute, common law or in equity.
Our site is not intended to provide any information on which to make any investment decision and you should not solely rely on it in evaluating the merits of investing in any investments, products or services referred to on our site.
We, our affiliates and other third parties connected to us therefore expressly exclude any liability and responsibility arising from any reliance placed on such materials and information by any visitor to our site, or by anyone who may be informed of any of its contents, for (i) the accuracy, validity, timeliness, merchantability or completeness of, any information or data (whether prepared by us or by any third party) for any particular purpose or use or that the information or data will be free from error and (ii) any direct, indirect or consequential loss or damage of any kind incurred by any visitor to our site, or by anyone who may be informed of any of its contents, in connection with our site or in reliance on the information or opinions contained in it, or in connection with the use, inability to use, or results of the use of our site or any websites linked to it or materials posted on it. This does not affect our liability for any loss or damage which cannot be excluded or limited under applicable law.
The internet is not a completely reliable transmission medium and neither we nor any of our affiliates accept any liability for any data transmission errors such as data loss or damage or alteration of any kind or for the security or confidentiality of information transmitted across the internet to or from us or any of our affiliates. Any such transmission of information is entirely at your own risk.
8. Linked websites
Should you leave our site via a link contained within our site and view content that is not provided by us, you do so at your own risk. We provide links only as a convenience and without liability. In particular, and without limitation, you understand and agree that the ability to link to another website and the fact that a link exists does not mean that we endorse or guarantee such site, the site sponsor or the site contents. The content which you access via such links will not have been developed, checked for accuracy, or otherwise reviewed by us. We make no guarantees or representations as to, and shall have no liability for, anyelectronic content delivered by any third party, including, without limitation, the accuracy, subject matter, quality, sequence or timeliness of any electronic content. Your reliance on any information contained on any site reached through a link shall be your own responsibility. When you leave our site, unless otherwise indicated, you will be subject to the terms of use and privacy policies of the new website which you are visiting. If you reached our site via a link, please be advised that the ability to link to our site and the fact that a link exists does not mean that we necessarily endorse, support, sanction, encourage, verify, or agree with the comments, opinions, or statements posted on the website from which you linked to our site (the ‘Linking Site’). We are not responsible for any damages or losses arising from any delays, defects or omissions that may exist in the services, information or other content provided in the Linking Site. We make no guarantee or representation as to, and shall have no liability for, any content on any Linking Site, including, without limitation, the accuracy, subject matter, quality, sequence or timeliness of any such content.
9. Indemnity
You agree to indemnify, defend, and hold harmless us, our affiliates and our officers, partners, employees, and agents from and against any and all claims, liabilities, damages, losses, or expenses, including legal fees and costs, arising out of or in any way connected with your breach of the Terms of Use and/or access to or use of our site.
10. Intellectual property rights
We are the owner or the licensee of all intellectual property rights in our site, and in the materials published on it. Those works are protected by laws and treaties around the world. All such rights are reserved. You may use the materials on our site and download and reproduce them in hard copy for your own reference only. Such materials may not otherwise be reproduced, distributed, stored in a data retrieval system or transmitted, in any form or by any means (electronic, mechanical, photocopying, recording or otherwise) without our prior written consent. Nothing on our site should be construed as granting any license or right in relation to any of our trademarks or those of our affiliates or any third party.
11. Severability
If any specific term or condition of these Terms of Use is determined by a court of competent jurisdiction to be invalid, void or unenforceable, that determination shall not affect the validity of the remaining provisions of these Terms of Use. Headings used in these Terms of Use are for convenience, are not substantive and shall not be used to interpret or construe any of the provisions contained in these Terms of Use. When used in these Terms of Use the words ‘includes’, and ‘including’ shall be deemed to be followed by the phrase ‘without limitation’.
12. Material Interests
We and our partners, officers and/or employees may have holdings or interests in the companies, projects or products referred to on our site.
13. Governing Law
These Terms of Use and any non-contractual obligations arising from or connected with them shall be governed by and shall be construed in accordance with English law. English courts will have exclusive jurisdiction over any dispute arising from, or related to, use of our site (whether arising out of or in connection with contractual or non-contractual obligations) (‘proceedings’) and it is a condition of using our site that you waive any objection to proceedings in such courts on the grounds of venue or that proceedings have been brought in an inconvenient forum, although we retain the right to bring proceedings against you for breach of these Terms of Use in your country of residence or any other relevant country.
14. Third parties
For EEA Users: we shall have the benefit of the rights conferred on us by these Terms of Use but otherwise no person who is not a party to these Terms of Use may enforce its terms under the Contracts (Rights of Third Parties) Act 1999.
15. Entire agreement
These Terms of Use (incorporating our Cookies and Privacy Policy) and our Disclaimer shall form the entire agreement between you and us in relation to your use of our site.
16. Contact us
If you have any enquiries in relation to our site or the information on it, please contact
Cookies and Privacy Policy
This Cookies and Privacy Policy describes how we handle your personal information on our site. It applies generally to our site. In addition to the privacy practices set out in this Cookies and Privacy Policy, we have Terms of Use which incorporate the terms of this Cookies and Privacy Policy. Some words used in this Cookies and Privacy Policy are defined in our Terms of Use.
1. Personal or other data that we collect
“Personal data” is any information that relates to you and that identifies you either directly from that information or indirectly, by reference to other information that we have access to.
We receive personal data directly from you when you use our website or one of our online services by collecting information about your visit and how you interact with our website.
When you visit one of our websites, we automatically collect, store and use technical information about your equipment and interaction with our website. This information is sent from your computer to us using a variety of cookies (explained further below).
In addition, we may collect and process the following data about you in accordance with this Cookies and Privacy Policy:
A. information that you provide to us via our site (including your email address, name and telephone number);
B. if you contact us, we may keep a record of that correspondence;
C. details of your visits to our site and the materials and information that you access.
2. How we use your personal data
We will only use your personal data fairly and where we have a lawful reason to do so.
We are allowed to use your personal data if we have your consent or another legally permitted reason applies. This includes to fulfil a contract with you, when we have a legal duty to comply with, or when it is in our legitimate business interest to use your personal data. We can only rely on our legitimate business interest, if it is fair and reasonable to do so.
Our use of your personal data depends on how and where you interact with us but generally we expect to use data held about you in the following ways:
A. to support your interaction with us, including to ensure that the content of our site is presented in the most effective manner for you and your computer;
B. to provide you with market insights, product material or other information, in each case which you may have requested through our site;
C. to notify you about changes to our site and to ensure the ongoing accuracy and relevance of such data;
D. to carry out any security or other verification activities to ensure the proper operation of our site or to ensure compliance with our regulatory obligations;
E. for general internal research purposes, including to identify and analyse the regularity of the use of our site and the nature of our site’s users; and
F. to design products and services for your use.
We may share your personal data with third parties when you have consented to us doing
so.
We will only transfer your personal data outside of the European region under the following
circumstances: (i) where the transfer is to a country or other territory which has been
assessed by the European Commission (or an equivalent UK body) as ensuring an
adequate level of protection for personal data; (ii) with your consent; or (iii) on the basis that
the transfer is compliant with General Data Protection Regulation and other applicable laws.
Please contact our Legal team at
legal@librecapital.com if you have any questions regarding the above.
3. Your rights regarding your personal data
You have certain rights regarding how we use and keep your personal data. These are:
(i) you can require us to stop processing your information for direct marketing purposes; if you withdraw your consent, we may not be able to provide certain products or services to you;
(ii) you have the right to object to our use of your personal data more generally. You may also have the right, in certain circumstances to:
(i) be provided with a copy of any personal data that we hold about you, with certain related information. There are exceptions to this right; for example where information is legally privileged or if providing you with the information would reveal personal data about another person;
(ii) to require us, without undue delay, to delete your personal data;
(iii) to “restrict” our use of your information, so that it can only continue subject to restrictions;
(iv) to require personal data which you have provided to us and which are processed by using automated means, based on your consent or the performance of a contract with you, to be provided to you in machine readable format so that they can be “ported” to a replacement service provider.
You can exercise the above rights, where applicable by contacting our Legal team at
legal@librecapital.com. We will require you to provide satisfactory proof of your identity in order to ensure that your rights are respected and protected. This is to ensure that your personal data is disclosed only to you.
4. What are cookies?
Cookies are small text files which are placed on the computer of a website user to provide the website operator with information about use of our site. They are used to enable websites to function or to provide information to the owners of a website.
Some cookies are deleted when you close down your browser. These are known as session cookies. Others remain on your device until they expire or you delete them from your cache. These are known as persistent cookies and enable us to remember things about you as a returning visitor.
To find out more about cookies, including how to see what cookies have been set and how to manage and delete them, visit www.allaboutcookies.org. Alternatively, you can search the internet for other independent information on cookies.
5. Why do we use cookies?
In broad terms we use cookies on our site for the following purposes:
Analytical purposes: Analytical cookies allow us to recognise, measure and track users of our site in anonymous form. The information collected includes the number of visitors to our site, where visitors have come to our site from and the pages that they have visited. This helps us to improve the way our site works, for example, by determining whether site visitors can find information easily, or by identifying the aspects of websites that are of the most interest to them (this is further explained below).
Usage preferences: Some of the cookies on our site are activated when visitors to our sites make a choice about their usage of our site. The site then ‘remembers’ the settings preferences of the user concerned. This allows us to tailor aspects of our site to the individual user.
Disclaimer: We use cookies on our site to record when a site visitor has seen a policy, such as this one, or provided consent, such as consent to this policy and our Disclaimer. This helps to improve the user’s experience of our site – for example, it avoids a user from repeatedly being asked to consent to the same terms.
Session management: The software that runs our websites uses cookies for technical purposes needed by the internal workings of our servers. For instance, we use cookies to distribute requests among multiple servers, authenticate users and determine what features of our site they can access, verify the origin of requests, keep track of information about a user’s session and determine which options or pages to display in order for our site to function.
Functional purposes: Functional purpose cookies store information that is needed by our applications to process and operate. For example, where transactions or requests within an application involve multiple workflow stages, cookies are used to store the information from each stage temporarily, in order to facilitate completion of the overall transaction or request.
6. Your cookie preferences
To make full use of our site, your computer or mobile device will need to accept cookies, as our site will not function properly without them. In addition, cookies are required in order to provide you with personalized features on our site.
7. Third party cookies
When you visit our website, you may receive cookies that are set by third parties. These cookies are used for the purposes described in the “Why do we use cookies?” section of this policy and, in particular, refer to analytic cookies (described further below). We do not completely control the setting of these third party cookies, so we suggest you might wish to check the third party websites for more information about their use of cookies and how to manage them.
Analytic cookies are used to gather statistics about the use of the website in order to improve the performance and design of our services. For these purposes, analytic cookies collect information about your device type, operating system type, browser type, domain, other system settings, IP address, referring URLs, information on actions taken on the websites and the dates and times of your visits, as well as the country and time zone in which your device is located.
These cookies are provided by our third-party analytics tool provider, Google Analytics (a web analytics service provided by Google, Inc., whose servers may be in the UK, EU or in the United States of America). The information obtained through these cookies will be disclosed to, or collected directly by, this third-party service provider. For more information about Google Analytics’ cookie and information practices (including the types of cookies used and their expiration date), please visit the link below:
Google analytics
You can opt-out of Google Analytics data collection with the Google Analytics Opt-out
Browser Add-on.
8. How to control and amend cookies
You can control which cookies you want to be stored on your computer through the settings in your web browser. You can configure your browser to accept or reject certain or all cookies, as well as see what cookies have been set.
If you wish to remove cookies set by our site from your browser in the future, you may delete them. The instructions for removing cookies from your computer or mobile device depend on the operating system and web browser you use. Please note, however, that withdrawing your agreement to the use of cookies on our site will impair the functionality of our site.
The “Help” menu in the toolbar of most web browsers will tell you how to change your browser’s cookie settings, including how to have the browser notify you when you receive a new cookie and how to disable cookies altogether. Below is some helpful guidance about how to make these changes.Internet ExplorerIf you are using Microsoft Internet Explorer and you wish to block our website cookies, you can perform the following actions:
1. On your browser tools menu, select ‘Internet Options’
2. Click on the ‘Privacy’ tab and then on the ‘Sites’ button
3. Type into the ‘Address of website’ field: www.librecapital.com
4. Click on the ‘Block’ button
5. Click on the OK button
You can control which cookies you want to be stored on your computer through the settings in your web browser. You can configure your browser to accept or reject certain or all cookies, as well as see what cookies have been set.
If you wish to remove cookies set by our site from your browser in the future, you may delete them. The instructions for removing cookies from your computer or mobile device depend on the operating system and web browser you use. Please note, however, that withdrawing your agreement to the use of cookies on our site will impair the functionality of our site.
The “Help” menu in the toolbar of most web browsers will tell you how to change your browser’s cookie settings, including how to have the browser notify you when you receive a new cookie and how to disable cookies altogether. Below is some helpful guidance about how to make these changes.Internet Explorer. If you are using Microsoft Internet Explorer and you wish to block our website cookies, you can perform the following actions:
1. On your browser tools menu, select ‘Internet Options’
2. Click on the ‘Privacy’ tab and then on the ‘Sites’ button
3. Type into the ‘Address of website’ field: www.librecapital.com
4. Click on the ‘Block’ button
5. Click on the OK button
9. Consent
By using our website and accepting this policy you (i) consent to the processing of your personal data in accordance with this Cookies and Privacy Policy and our Terms of Use, (ii) warrant that all data provided by you is true and accurate, and (ii) agree that unless you have set your device’s browser to reject them, we can place the types of cookies set out above on your device, and use the data derived from such cookies in accordance with this Cookies and Privacy Policy.
